Credit Analytics - Analyst/Senior Analyst

country: IN all locations: [Bengaluru or Gurugram] commitment: Permanent - Full Time department: ONGPL location: Bengaluru or Gurugram team: Credit Analytics Job Responsibilities:: Developing detailed financial model comprising transaction details, financial statement analysis, projections, ratio analysis, credit metrics, amongst others Conducting detailed analysis of loan opportunities across various sectors in different geographies Conducting sensitivity analysis on projections – for stress testing on loans for serviceability Identifying deal specific covenants which can act as early warning signals while monitoring loans. Drafting credit reports with key takeaways on opportunity; report has to be concise, easy to read format for credit and risk to review and comment. Detailed industry/market studies to understand operating environment of borrower. Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks etc. Desired Skills:: Experience range - 0-1 years of relevant experience Strong financial analysis – thorough understanding of accounting / financial concepts Ability to draft credit reports. Strong communication skills – interacting with Debt Directors, clients & other stakeholders.   Personal drive (proactive), flexible, creative (thinks out of the box), result driven, responsible, curious, team player and fast learner. Hands on attitude, willing/capable to understand the big picture. Ability to succeed in a culture where change and speed are part of daily work. MBA/PGDM/CA/CFA from a reputed institute