Business Analyst

How do you want to pay? It’s a question you’ve answered on-screen or in-person thousands of times, but your choices have always been limited. Imagine the flexibility to pay however you want – credit, debit, multiple currencies, frequent flyer miles, loyalty points, or digital payments - all on the same card or digital wallet. Sound impossible? Episode Six makes the seemingly impossible happen every day.  We’re a global provider of API-based payment processing and wallet management infrastructure. We’re 100% cloud-native, hyper-configurable, and a “Top 10 Place to Work in Fintech.” And we’re changing how people think about payments.  Today, we’re powering payments for one of the world’s largest banks and airlines and numerous innovative fintechs. E6 is headquartered in Austin with offices in Tokyo, Singapore, Brisbane, and London. We provide technology for clients in 24 countries on four continents. Since 2018 when we launched with HSBC, we have grown more than 10x.  Interested in redefining what’s possible in payments? Join Episode Six today.  What we’re hiring for:   We are a growing fintech organization looking to add a Business Analyst for our Delivery team! This role will be based for our Scheme Compliance team out of our Chennai.  The Scheme Compliance team ensures that E6’s platform and services remain compliant with global and domestic payment scheme requirements. The team is responsible for analysing scheme mandates, coordinating with card schemes and internal stakeholders, and supporting clients in fulfilling compliance obligations.  This role also provides subject matter expertise on scheme documentation and certification, while working closely with Delivery, Support/Account Management teams to manage client-impacting changes.  What you’ll be responsible for in this role:    Analyse and interpret mandates from card schemes (e.g., Visa, Mastercard) and ensure timely compliance   Track and manage mandates, including timelines, impact assessments, and implementation status   Lead cross-functional impact assessments with Engineering, Architecture, and Program teams   Act as a key liaison between clients, card schemes, and internal technical teams   Gather, analyse, and translate customer business requirements into clear functional and technical specifications   Prepare detailed documentation to support solution design, development, and testing   Support prioritisation of compliance and client-driven initiatives based on risk and business impact   Partner with Client PMs to define project scope, business impact, and delivery milestones   Support and oversee scheme testing and certification processes (e.g., Visa GTAQ)   Coordinate internal testing and ensure readiness for compliance and client deliverables   Guide clients and internal stakeholders on compliance-related changes and required actions   Ensure Change Requests (CRs) are raised and aligned with implementation needs   Support client implementations, including issue tracking, analysis, reporting, and resolution coordination   Facilitate troubleshooting across teams and drive timely resolution of production and operational issues   Perform root cause analysis, identify trends, and recommend long-term fixes and enhancements   Act as a subject matter expert on scheme rules, onboarding documentation (e.g., APW/CIQ), and certification requirements   Engage with external schemes to clarify requirements and resolve ambiguities   Contribute to continuous improvement of internal processes, tools, and product capabilities   Mentor junior team members and promote knowledge sharing across teams  What experiences and skills are necessary to be successful in this role:   6–10+ years of experience in payments, cards, or financial services   Strong expertise in card scheme rules, mandates, and compliance frameworks (e.g., Visa, Mastercard)   Proven experience leading cross-functional compliance or regulatory initiatives   Deep understanding of the payment processing lifecycle, including issuing and acquiring flows   Experience managing scheme certifications and testing processes   Strong stakeholder management skills, including external scheme interactions   Excellent analytical, problem-solving, and decision-making abilities   Strong communication skills (written and verbal)   Ability to clearly articulate ideas across technical and business audiences   Experience working with APIs and interpreting technical integrations   Working knowledge of Java, relational databases (SQL), and Linux/Unix environments   Highly self-driven with the ability to work independently   Collaborative team player with a proactive, “can-do” mindset in fast-paced environments  What experiences and skills are preferred in this role:   Experience in card processing and issuing environments   Knowledge of ISO 8583   Familiarity with digital wallets and tokenization   Understanding of PCI DSS   Experience with cloud platforms such as Amazon Web Services   Knowledge of data encryption and decryption   Exposure to cloud-based distributed systems and scalable architectures  What makes a successful E6er?   We appreciate the unique backgrounds, skill sets, experiences, and contributions each E6er brings. With a strong culture of respect for all, we foster an inclusive and supportive environment for every E6er to excel and grow.  We take immense pride in everything we do, no matter how big or small. We work hard, we work smart, and we sweat the details. We are humble enough to know that we do not know it all. We are excited to come to work every day, knowing we will be learning, improving, innovating, and making an impact.  A people first mentality. Professional development from day 1, a 360 focus on your wellbeing, and the ability to work where you need to, we’re here to support you.  E6 is proud to be an Equal Employment Opportunity employer. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, genetic information, political views or activity, or other applicable legally protected characteristics.    E6 is committed to providing reasonable accommodations for qualified individuals with disabilities who may require additional assistance in engaging in our application and interview process. Please feel free to reach out to E6's Talent Acquisition Team at mailto:recruiting@episodesix.com if you need any assistance completing our application or need accommodations during your interview process.  Offices: (India );