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Software Engineer
$150k – $200k/yr New York, US on-site full time mid Apr 14, 2026
About this role
SOFTWARE ENGINEER
Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.
Current’s Engineering team is dedicated to building our products and infrastructure. With our applications running on Google Cloud Kubernetes Engine, we support a proprietary banking core that can scale to handle millions of transactions a day. Our stack includes MongoDB and Spanner for persistence, Pub/Sub for asynchronous event processing, Dataflow for data transformation paired with BigQuery and Google Cloud Storage for data storage and analytics. Our backend services are written in Java and our data pipelines are built in Scala.
We work across a broad set of domains, including user-facing products like liquidity offerings and reward programs, infrastructure for machine learning and experimentation, real-time fraud detection and identity protection, and large-scale transaction processing across multiple payment rails.
We are looking for a Software Engineer to join our team in New York. This role has a salary range of $150,000 - $200,000. You will work alongside senior engineers to build and improve backend services, contribute to system design discussions, and deliver features that impact millions of members. The ideal candidate should have a background in backend development and experience working with cloud-hosted services. This person should be eager to grow, comfortable taking ownership of well-scoped projects, and motivated to work in a fast-paced environment.
WHAT TO EXPECT:
Taking ownership of well-scoped features and delivering them from implementation through production
Building and maintaining backend services within a distributed microservices architecture
Contributing to data-intensive applications and gaining exposure to cutting-edge techniques in:
Real-time transaction decisioning
Stream-processing
Machine learning
Participating in code reviews and contributing to a culture of engineering quality
Contributing to engineering best practices including testing, monitoring, and documentation
Collaborating with product data and business stakeholders to ship features that directly impact Current’s members
ABOUT YOU:
2+ years of software engineering experience, with backend experience using a JVM language, preferably Java
Bachelor’s degree in Computer Science, Electrical Engineering, or related field
Strong foundation in algorithms, data structures, and object-oriented design principles
Experience with RDBMS or NoSQL databases
Strong problem-solving and communication skills
Experience with cloud-hosted services, like AWS or GCP is a plus
BENEFITS:
Competitive salary
Meaningful equity in the form of stock options
401(k) plan
Discretionary performance bonus program
Biannual performance reviews
Medical, Dental and Vision premiums covered at 100% for you and your dependents
Flexible time off and paid holidays
Generous parental leave policy
Commuter benefits
Fitness benefits
Healthcare and Dependent care FSA benefit
Employee Assistance Programs focused on mental health
Healthcare advocacy program for all employees
Access to mental health apps
Team building activities
Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches
Offices: New York, New York, United States (New York);