Credit Analytics (AVP/DVP)

The incoming resource will be expected to work on detailed financial models and draft credit reports. We are looking for candidates with strong financial analysis concepts & communication skills. The role maybe either individual contributor or team lead working along with 2-4 analysts, depending on candidate’s experience and alignment with the team’s needs. country: IN all locations: [Bengaluru or Gurugram] commitment: Permanent - Full Time department: ONGPL location: Bengaluru or Gurugram team: Credit Analytics Job Responsibility: Conducting detailed analysis of loan opportunities across various sectors in different geographies Drafting credit reports with key takeaways on opportunity; report has to be concise, easy to read format for credit and risk to review and comment. Developing detailed financial model comprising transaction details, financial statement analysis, projections, ratio analysis, credit metrics, amongst others Conducting sensitivity analysis on projections – for stress testing on loans for serviceability Identifying deal specific covenants which can act as early warning signals while monitoring loans. Detailed industry/market studies to understand operating environment of borrower. Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks etc.  Desired Skills: Strong financial analysis – thorough understanding of accounting / financial concepts Ability to draft credit reports. Relevant experience of 5+ years. Strong communication skills – interacting with Debt Directors, clients & other stakeholders in UK. Personal drive (proactive), flexible, creative (thinks out of the box), result driven, responsible, curious, team player and fast learner. Hands on attitude, willing/capable to understand the big picture. Ability to succeed in a culture where change and speed are part of daily work. MBA/PGDM/CA/CFA from a reputed institute