Legal, Contracts & Data Privacy Analyst

About PayJoy   PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.  Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.  Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life.  PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.   This role The Legal, Contracts & Data Privacy Analyst will support the business in contract management, legal operations, and data privacy matters in a fast-paced international environment. This role is ideal for someone who combines strong legal fundamentals with practical business judgment and who is comfortable working cross-functionally with teams such as Operations, Product, Technology, and Customer Experience. Beyond the current scope, this position is designed with a growth path in mind. We are looking for someone with the potential to take ownership of processes gradually, influence cross-functional initiatives, and evolve into a future leadership role within the Legal & Compliance structure. Way of Work We believe that great ideas flourish when we are together! To strengthen our pillars of collaboration and communication, PayJoy operates from our office three times a week: Mondays, Wednesdays, and Thursdays.  PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.   PayJoy Principles   Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening country: BR all locations: [São Paulo] commitment: Full-Time department: Counsel location: São Paulo team: Legal Key responsibilities: Draft, review, negotiate, and manage contracts and legal documents, ensuring alignment with company policies and regulatory requirements Support internal stakeholders on legal and contractual matters, providing clear, practical, and business-oriented guidance Monitor and support compliance with data privacy regulations, including LGPD and other applicable frameworks Conduct privacy assessments and support the implementation of data privacy processes, policies, and controls Partner with multidisciplinary and international teams on legal and privacy-related initiatives Support incident response processes related to data privacy and information handling Maintain and improve legal documentation, templates, workflows, and internal procedures Contribute to strengthening a culture of compliance, accountability, and responsible data handling across the organization Qualifications : Bachelor’s degree in Law Solid experience in Legal, Contracts, Compliance, Data Privacy, or related areas Mandatory previous experience with contract drafting, review, and negotiation Practical experience with LGPD and data privacy matters Experience working in dynamic environments with cross-functional teams Experience collaborating with international stakeholders and teams Strong organizational, prioritization, and problem-solving skills Ability to translate legal requirements into practical business solutions Advanced English (written and verbal communication) Benefits: 100% company-funded health and dental insurance for employees and immediate family members Life Insurance Meal voucher R$400,00 Commuting benefit R$180,00 for home office assistance Incentive for the phone finance product Budget for noise-canceling headphones Budget for home office equipment Annual budget for wellness perks $2,000 USD annual Co-working travel perk $2,000 USD annual Professional Development perk